Shed security
Risk management
The contents of your sheds and other outbuildings might add up to more than you think. Make sure you keep them secure this summer.
Home insurance from a company you can trust
Making Home Insurance count - 20% of your first year’s premium donated to your church or favourite charity
When you take out a new buildings or contents policy with Methodist Insurance we’ll make it count by giving 20% of your first year’s premium* as a donation to a church or charity of your choice. In doing so your home insurance policy not only protects your home but it also supports the Methodist community.
Why choose home insurance from Methodist Insurance?
The people who insure your Methodist church can protect your home too. Since 1872, Methodist Insurance has protected churches and community groups in neighbourhoods like yours. So, who better to talk to when you need to insure your home and its contents?
Choosing the Home Shield policy's buildings and contents insurance means that you don’t need to compromise on cover, the policy can include:
- £75,000 limit as standard on contents insurance with an automatic 20% increase in contents sum insured for celebrations such as weddings and Christmas.
- Up to £750,000 buildings cover
- Up to £3,500 for contents away from home
- Cover for valuable items such as engagement rings, watches, clocks and other jewellery.
- Up to £5,000 cover extended to include possessions of children temporarily living in student accommodation.
- Loss or damage to possessions of dependent parents or grandparents who are living in a nursing or care home.
- Home Emergency cover and legal expenses cover included as standard.
- We can also cover accidental loss or damage to caravans, trailer tents, boats, sailboards, surfboards and associated equipment (if selected).
Buildings insurance from Methodist insurance can include:
- £750,000 cover including your home, garages, sheds, greenhouses, accidental damage to windows, underground pipes and cables, bathroom and sanitary fittings.
- £5,000 of cover for the cost of locating the source of a leak of oil or water at your home.
- £1,000 for loss or theft of keys or accidental damage to door or window locks.
- £2million covered against your legal liability as a property owner.
To make certain that you're never underinsured, you should review the value of your household contents and your property whenever you renew your policy. Use our contents checklist to check that you are adequately covered.
You can also save 10% off your premium if you buy your contents and home insurance together. Just call our team on 0345 606 1331 to find out more and to get a quote.
Renewals and auto-renewal
Renewals and auto-renewal
We will send you a renewal pack within 21 days of your renewal date. It will have details of your renewal premium, any changes to the policy wording and cover, and a reminder of what you have told us, so you can update us if anything has changed.
- If you pay by Direct Debit, your policy will automatically renew at the end of the policy term, giving you the peace of mind of continued cover. When this happens your monthly payments will continue according to a revised payment schedule reflecting your renewal premium. You can opt out of auto-renewal at any time by contacting us on 0345 606 1331 or by emailing us at enquires@micmail.com. If you opt out, you will need to contact us prior to your renewal date if you wish to renew your policy, otherwise your cover will cease when your existing policy expires leaving you with no insurance.
- If you pay by any other means, please note, the policy will not automatically renew. You will need to contact us if you wish to renew your cover.
Please note that in rare instances due to a change in risk or circumstances, we may be unable to offer renewal, in which case we will notify you.
Please note - calls to 03 numbers are typically charged at no more than local rate.
Documents
FAQs
Can I have cover for things I take away from the home?
Yes, you can extend your policy to cover personal belongings, valuables and money away from the home.
Is the Methodist home insurance policy on a new for old basis?
Yes it is, apart from clothing and household linen.
Are my belongings covered if they are stolen from my car?
Yes they are, providing the car is locked and secured and the items are concealed and locked in the glove box, luggage compartment or boot.
Do Methodist Insurance provide any free helpline services?
Yes, there are a number of free helplines available for our customers. These are provided by DAS Legal Expenses Insurance Company Ltd and include confidential legal advice, tax advice as well as health and medical information.
What is Home Emergency Cover?
Home Emergency Cover gives you access to our rapid response team of approved contractors ready to repair damage to your home in an emergency. Find out more about Home Emergency Cover.
Please note, home emergency assistance cover is not currently available in the Republic of Ireland.
Is there extra cover available to cover gifts at Christmas and family celebrations?
Yes there is. This is included in your policy and extends cover for 30 days before and after, and your sum insured is automatically increased by 20% for that period.
What happens if my home is uninhabitable due to a fire or flood?
You don’t have to worry, because your policy will provide cover for the reasonable cost of alternative accommodation and storage of your contents.
What should I do when windows and glazing are damaged?
You may ring Glassolutions Installation who operate nationally and provide a 24-hour emergency service for the replacement of broken windows and glass in doors. Their freephone number is 0800 474747. You will need to quote the policy number covering the buildings.
If your claim is only for glass, then you do not need to complete a claim form. Glassolutions Installation will invoice you for your policy excess but invoice us directly for the remainder.
